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My neighbor who has a full time gardener has let his tree.

It’s an encroaching tree if the trunk base stayed on the neighbor’s property. The tree- and its responsibility- is considered theirs. If so, talk to your neighbor. Let them know they are required to ensure their trees’ roots or branches don’t cause damage to your property- and that they are liable for the damage.
And if They Still Do Nothing? You have the right to protect your property from damage. You can trim a neighbor’s tree Estimated Reading Time: 2 mins. Jul 08, But when your neighbor’s tree falls on your roof, you’ll care- and want to know whose homeowners insurance will pay. The short answer: Tap your own coverage. Make a claim through your Estimated Reading Time: 5 mins. Aug 23, But back to the tree branch on your roof.
Yet take care not to kill or harm the encroaching tree.
Culpability aside, most homeowners' insurance policies cover damage done by a neighbor's tree. After compensating you, the company may turn around and sue. Feb 29, First, you should consult with your neighbor by verbally asking your neighbor in a nice way to trim the tree.
If the neighbor refuses or neglects to trim the tree, then you should send the neighbor a certified return receipt letter again requesting that the tree be trimmed as the tree is causing a nuisance (leaves falling onto your roof and yard) or that the tree poses an acute and chronic. Mar 19, As long as he cuts only the parts of the tree that goes over to his own side of the fence, he can do so without having to ask for your permission. But there’s a catch.
If the tree was dead or diseased, and the neighbor was warned but did nothing about it, you may be compensated for damage to your property.
An individual is only allowed to trim a neighbor’s tree up to the property line. He may not enter the neighbor’s property to trim Estimated Reading Time: 4 mins.